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Hello,
I'm Ann Ruffhead
Operations Manager
Ann Ruffhead Headshot
Hello, welcome to my page.

Ann brings a wealth of experience and expertise to her role, where she oversees the loan process from application to closing with precision and dedication.

With her decades of mortgage experience, keen attention to detail and customer-centric focus, Ann ensures that each file progresses seamlessly to a successful closing. Her leadership and proficiency play a pivotal role in maintaining the efficiency and quality of our mortgage operations, ultimately contributing to an exceptional experience for our clients.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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